From a bill to your kitchen
Every tracked bill walks the same path — Parliament, regulators, industry, your home. Pick a bill to see the full chain: who does what, when it lands, and what it costs you.
Central Bank of Kenya (Amendment) Bill, 2026
Expands CBK's mandate over digital lenders, virtual asset providers and cross-border payments.
Step 01
ParliamentCBK to license and supervise virtual asset service providers (crypto).
Sponsored by Hon. John Mbadi, Cabinet Secretary for the National Treasury. Introduced on 29 April 2026. At this stage, Parliament debates and votes on the bill. The text above is the headline change that survived the floor.
- Sponsor
- Hon. John Mbadi
- Introduced
- 29 April 2026
- Current stage
- Public Hearings
- Introduced in Parliament
- 29 April 2026
- Stage: Public Hearings
- Current
- Joint public hearings with the Finance Bill; memoranda due 17 June 2026.
- Next
Step 02
Regulators & IndustryDigital credit providers must publish all fees and APRs upfront.
Once signed, regulators (KRA, CBK, line ministries) draft the rules that turn this clause into something companies must follow. Industry players adjust pricing, contracts and systems before the rules hit the public.
- Clause 1
- CBK to license and supervise virtual asset service providers (crypto).
- Clause 2
- Digital credit providers must publish all fees and APRs upfront.
- Clause 3
- Cross-border remittance corridors require CBK approval.
- Draft regulations gazetted
- Week 1
- Industry consultations begin
- Week 2
- Compliance rules finalised
- Week 4
Step 03
Shops & Service ProvidersAffects Digital lenders, crypto exchanges, remittance firms, and every borrower using mobile loan apps.
This is where the law leaves paper and starts touching transactions. Shops, banks, hospitals, schools and service providers update their tills, forms and fees. You start seeing it on receipts and payslips.
- Who feels it
- Digital lenders, crypto exchanges, remittance firms, and every borrower using mobile loan apps.
- Media mentions
- 54 stories
- Systems & pricing updates roll out
- Month 1
- First receipts & payslips show changes
- Month 2
- Enforcement & spot-checks begin
- Month 3
Step 04
Your HomeJoint public hearings with the Finance Bill; memoranda due 17 June 2026.
The final stop: your household budget, your phone, your kitchen. Joint public hearings with the Finance Bill; memoranda due 17 June 2026. Public sentiment so far: 38% against, 62% in support.
- Public input window
- Public input window closed (17 Jun 2026)
- Sentiment against
- 38%
- Sentiment for
- 62%
- Full effect on household budgets
- Month 3
- First impact review by Parliament
- Month 6
- Statutory annual review
- Year 1
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